:root{--rust:#c2410c;--orange:#ea580c;--warm:#f97316;--cream:#fffbf5;--tan:#fef3c7;--brown:#78350f;--text:#1c1007;--muted:#78716c;--white:#fff;}
*{margin:0;padding:0;box-sizing:border-box;}
body{font-family:'DM Sans',sans-serif;background:var(--cream);color:var(--text);line-height:1.8;}
.topbar{background:var(--brown);padding:10px 28px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px;}
.topbar span{color:#fde68a;font-size:0.82rem;display:flex;align-items:center;gap:6px;}
.topbar i{color:var(--warm);}
.main-nav{background:var(--white);border-bottom:3px solid var(--orange);padding:0 28px;display:flex;align-items:center;justify-content:space-between;position:sticky;top:0;z-index:99;box-shadow:0 2px 16px rgba(0,0,0,0.07);}
.nav-brand{font-family:'DM Serif Display',serif;font-size:1.5rem;color:var(--rust);padding:14px 0;display:flex;align-items:center;gap:8px;}
.nav-brand i{color:var(--orange);}
.nav-links{display:flex;gap:4px;align-items:center;}
.nav-links a{color:var(--muted);font-size:0.88rem;font-weight:600;padding:8px 14px;border-radius:6px;text-decoration:none;transition:all .2s;}
.nav-links a:hover{background:#fff7ed;color:var(--rust);}
.nav-cta{background:var(--orange)!important;color:var(--white)!important;border-radius:8px!important;}
.nav-cta:hover{background:var(--rust)!important;}
.hero{background:var(--white);border-bottom:1px solid #fed7aa;}
.hero-inner{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;min-height:420px;}
.hero-left{background:linear-gradient(160deg,var(--rust) 0%,var(--orange) 60%,var(--warm) 100%);padding:60px 48px;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden;}
.hero-left::after{content:'';position:absolute;bottom:-60px;right:-60px;width:280px;height:280px;background:rgba(255,255,255,0.06);border-radius:50%;}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,0.15);border:1px solid rgba(255,255,255,0.3);color:#fff;font-size:0.77rem;font-weight:700;padding:5px 14px;border-radius:20px;margin-bottom:20px;letter-spacing:1px;}
.hero-left h1{font-family:'DM Serif Display',serif;font-size:2.2rem;color:#fff;line-height:1.25;margin-bottom:18px;}
.hero-left p{color:rgba(255,255,255,0.85);font-size:1rem;margin:0;}
.hero-right{background:var(--tan);padding:48px 40px;display:flex;flex-direction:column;justify-content:center;gap:18px;}
.hero-right .metric{display:flex;align-items:center;gap:16px;background:var(--white);border-radius:12px;padding:18px 20px;box-shadow:0 2px 10px rgba(0,0,0,0.07);}
.hero-right .metric .ico{width:44px;height:44px;background:#fff7ed;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:1.3rem;color:var(--orange);flex-shrink:0;}
.hero-right .metric h4{color:var(--brown);font-size:0.9rem;font-weight:700;margin-bottom:3px;}
.hero-right .metric p{color:var(--muted);font-size:0.82rem;margin:0;line-height:1.4;}
@media(max-width:700px){.hero-inner{grid-template-columns:1fr;}}
.intro-wrap{max-width:880px;margin:-1px auto 0;padding:40px 28px 0;}
.intro-box{background:var(--white);border-radius:16px;padding:30px 36px;box-shadow:0 8px 36px rgba(194,65,12,0.12);border-left:5px solid var(--orange);font-size:1.05rem;line-height:1.85;}
.intro-box a{color:var(--rust);font-weight:700;text-decoration:underline;}
.section{padding:64px 28px;}
.section.alt{background:var(--white);}
.wrap{max-width:900px;margin:0 auto;}
.sec-label{display:inline-block;background:#fff7ed;color:var(--rust);font-size:0.75rem;font-weight:700;letter-spacing:2px;padding:5px 14px;border-radius:20px;margin-bottom:14px;}
.sec-title{font-family:'DM Serif Display',serif;font-size:1.9rem;color:var(--brown);margin-bottom:12px;}
.sec-desc{color:var(--muted);font-size:1rem;max-width:640px;margin-bottom:36px;}
.checklist{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
@media(max-width:640px){.checklist{grid-template-columns:1fr;}}
.check-item{background:var(--cream);border:1px solid #fed7aa;border-radius:12px;padding:20px 22px;display:flex;gap:14px;align-items:flex-start;}
.check-item .ck-icon{width:36px;height:36px;background:var(--orange);border-radius:8px;display:flex;align-items:center;justify-content:center;color:#fff;font-size:0.9rem;flex-shrink:0;margin-top:2px;}
.check-item h4{color:var(--brown);font-size:0.92rem;font-weight:700;margin-bottom:5px;}
.check-item p{color:var(--muted);font-size:0.85rem;margin:0;line-height:1.55;}
.flag-row{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:10px;}
@media(max-width:640px){.flag-row{grid-template-columns:1fr;}}
.red-flag{background:#fff1f2;border:1px solid #fecaca;border-radius:12px;padding:20px 22px;}
.red-flag h4{color:#dc2626;font-size:0.9rem;font-weight:700;margin-bottom:8px;display:flex;align-items:center;gap:8px;}
.red-flag ul{padding-left:18px;margin:0;}
.red-flag ul li{color:#7f1d1d;font-size:0.86rem;margin-bottom:6px;}
.green-sig{background:#f0fdf4;border:1px solid #bbf7d0;border-radius:12px;padding:20px 22px;}
.green-sig h4{color:#15803d;font-size:0.9rem;font-weight:700;margin-bottom:8px;display:flex;align-items:center;gap:8px;}
.green-sig ul{padding-left:18px;margin:0;}
.green-sig ul li{color:#14532d;font-size:0.86rem;margin-bottom:6px;}
.metric-row{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-bottom:32px;}
@media(max-width:600px){.metric-row{grid-template-columns:1fr 1fr;}}
.m-box{background:var(--white);border-radius:12px;padding:22px 16px;text-align:center;box-shadow:0 3px 12px rgba(0,0,0,0.07);border-bottom:3px solid var(--orange);}
.m-box .mv{font-family:'DM Serif Display',serif;font-size:1.5rem;color:var(--rust);display:block;line-height:1;}
.m-box p{color:var(--muted);font-size:0.8rem;margin-top:6px;}
.insight{background:var(--tan);border-left:4px solid var(--warm);border-radius:0 12px 12px 0;padding:20px 26px;margin:28px 0;font-size:0.97rem;color:var(--brown);}
h2{font-family:'DM Serif Display',serif;font-size:1.55rem;color:var(--brown);margin:36px 0 14px;padding-bottom:8px;border-bottom:2px solid #fed7aa;}
p{margin-bottom:18px;font-size:0.97rem;color:var(--muted);}
ul{padding-left:22px;margin-bottom:18px;}
ul li{margin-bottom:10px;color:var(--muted);font-size:0.95rem;}
footer{background:var(--brown);padding:30px 28px;text-align:center;border-top:4px solid var(--orange);}
footer p{color:#a87a40;font-size:0.85rem;margin:0;}